Credit Repair Canada — Legally Fix Bad Credit & Boost Your Score

Most clients start seeing improvements within 30–60 days.

You can start for as little as $100 with flexible payment plans.

Yes, we provide strategies to dispute or mitigate these derogatory items.

Absolutely. We adhere to Canadian privacy laws and protect your data.

A low credit score will always be a drawback for a lender when applying for a mortgage. But it is not the end of your mortgage journey. Fortunately, our services make it comfortable for you to find the best deal even with a poor score.

Our dedication to our customers always reflects our process and services. However, if our services do not fit your necessity, you can always have a repayment with no following questions. We value our customers and make it rewarding for them.

Seeing improvements in your credit score can vary from person to person. It typically takes a few months to start noticing changes, but it could take longer for more significant improvements. It depends on the complexity of your credit issues and how diligently we work together to resolve them. Rest assured, we’ll do our best to help you on this journey to better credit

The process of removing bankruptcies or foreclosures from your credit report is contingent on the accuracy of the information and compliance with relevant regulations. While we cannot guarantee their removal, we will conduct a comprehensive review of your credit report, identify any inaccuracies, and engage in the appropriate dispute and resolution procedures. Our commitment is to assist you in optimizing your credit profile and financial well-being within the boundaries of the law and industry standards

The statute of limitations sets a time limit for creditors to sue for unpaid debts. It’s a formal safeguard, providing relief from legal actions and improving credit when expired, as those debts are removed from the credit report.

Our service is dedicated to aiding you throughout this process. We will professionally examine your credit report, pinpoint and dispute any inaccuracies pertaining to your consolidated debts, ensuring the positivity of your credit report for your financial well-being and future opportunities.

We manage accurate negative items with a positive strategy. We emphasize credit-building actions and may seek goodwill from creditors. Our goal is to enhance your credit and future opportunities.

While there’s no magic number, you may see a 10 to 40 point improvement, or higher depending on the credit scoring model the Big Three in Canada, Equifax and TransUnion, utilize. Newer scoring models, such as those by TransUnion (CreditVision), take a much more positive approach to a collection with a zero balance. But you might not get an instant score improvement for paying off the default just because you’re using older algorithms.

Yes — Credit Repair Now provides credit repair Canada services in every province, with dedicated support for clients from Vancouver to Halifax.